Are you ready to set aside your overstuffed, impractical wallet for a cool money clip? Money clips have become even more popular over the past few years as people recognize the frustration and annoyance of having to carry regular wallets everywhere they go, and brands have been releasing countless numbers of money clips in varying sizes, styles, and of course prices, to keep up with the growing demand. If you’re ready to start shopping for a cool money clip, you should keep the following things in mind to help you make the right decision.
Know your budget before you shop
Money clips can range from extremely cheap—as in, under $10—to more expensive, depending on factors such as the materials used, the type of closure, and the brand. Before you begin shopping for a cool money clip, you’ll want to decide what your budget is and then stick to it. One of the best ways to create a budget for a new money clip is to…
Know what kind of money clip you want
It’s easier to create a budget for a new cool money clip when you know exactly what you want. Material and brand are the most common factors that are going to affect the budget; type of closure may have some impact as well, but it’s what the clip is made out of and who is making it that are the most significant factors. Before you go shopping, think aspects of the money clip such as:
- Material; common materials include leather, plastic, and synthetic materials
- Brand; expensive/designer brands will almost always cost more than smaller brands or generic brands
- Type of closure; money clips can be closed with various styles, including Velcro, buttons, belt-style, and more
- Color; money clips come in a range of colors, including dark leathers as well as brighter colors and even patterns
Once you have a better idea of what you want, shopping for a cool money clip will be much easier.
Be practical when it comes to buying a money clip
If you want to stuff everything that fits into your ordinary wallet into a money clip, then a money clip might not be the right choice for you. Money clips are ideal for fitting cash and maybe a few cards, such as an identification card and a credit card or two. They are not intended to fit everything that you would put inside your regular wallet, such as health insurance cards to restaurant gift cards to coins to receipts and more. When you’re looking for a clip, remember that you won’t be able to fit too much in it and keep your expectations realistic and practical.
You can have a wallet AND a money clip
You don’t need to have just one or the other; many people use money clips to hold their cash, while still carrying wallets with them to hold important cards such as health insurance cards, doctor contact information, medical information, and so on.